Top 10 Cheapest Cities To Raise a Family in the US

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Raising a family in the United States can be an expensive endeavor. From housing and education to healthcare and childcare, the costs can add up quickly. However, there are cities across the country where the cost of living is more affordable, making it easier for families to thrive without breaking the bank. In this blog, we’ll explore the top 10 cheapest cities to raise a family in the US, considering factors such as housing costs, education, healthcare, and overall quality of life.

  1. Wichita, Kansas

Wichita, Kansas, tops our list as one of the most affordable cities for families. The cost of living here is well below the national average, and housing is particularly affordable. You can find spacious homes with reasonable price tags, and the city offers excellent schools and family-friendly amenities.

  1. Oklahoma City, Oklahoma

Oklahoma City is another great choice for families on a budget. The cost of living is low, and the city provides a range of family-oriented activities, from parks and museums to affordable entertainment options. Oklahoma’s public school system is known for its quality, and the housing market is quite reasonable.

  1. Knoxville, Tennessee

Knoxville is a charming city nestled in the heart of the Smoky Mountains, and it’s known for its affordable lifestyle. The cost of living is low, and the city offers an excellent quality of life, with great schools, family-friendly neighborhoods, and a strong sense of community.

  1. Des Moines, Iowa

Des Moines, Iowa, offers an attractive mix of affordability and quality of life. The city has a strong job market and an excellent education system. Housing is affordable, and the overall cost of living is manageable for families.

  1. Memphis, Tennessee

Memphis is not only famous for its music and barbecue; it’s also an affordable place to raise a family. The cost of living is low, and the city has a variety of cultural and recreational activities that are easy on the wallet. The housing market is quite reasonable, and the city’s warm and welcoming atmosphere makes it a great place to call home.

  1. Indianapolis, Indiana

Indianapolis is the capital of Indiana and offers a low cost of living, making it an attractive destination for families. The city boasts good schools, a strong job market, and affordable housing options. Indianapolis also has a wealth of family-friendly events and attractions.

  1. Louisville, Kentucky

Louisville, Kentucky, is a city known for its affordable living, friendly atmosphere, and excellent educational opportunities. The city offers various public and private schools, and the cost of living, especially housing, is below the national average. Louisville is also famous for its parks, outdoor activities, and vibrant cultural scene.

  1. Birmingham, Alabama

Birmingham, Alabama, provides a low cost of living while offering a wide range of amenities for families. The city has a thriving job market, and housing is very affordable. Birmingham’s school system is steadily improving, and it has numerous parks, museums, and family events.

  1. Cincinnati, Ohio

Cincinnati is a family-friendly city that is both affordable and vibrant. The cost of living is reasonable, and the city offers a strong education system and healthcare facilities. Families can enjoy a rich cultural scene, sports events, and outdoor activities without breaking the bank.

  1. Little Rock, Arkansas

Little Rock is the capital of Arkansas and rounds out our list of affordable cities to raise a family. The city’s cost of living is below the national average, and housing is quite affordable. Little Rock provides good educational options, healthcare, and numerous family-oriented activities.

Factors to Consider When Choosing a City to Raise a Family

When considering where to raise your family, several key factors should guide your decision:

  1. Cost of Living: Look at the overall cost of living, which includes housing, transportation, groceries, and healthcare. Affordable cities can ease the financial burden on families.
  2. Quality of Education: Assess the quality of local schools, both public and private. Access to good education is vital for children’s development.
  3. Job Opportunities: A strong job market is essential for parents to support their families. Look for cities with a diverse economy and job opportunities in your field.
  4. Healthcare: Access to quality healthcare facilities and services is crucial for the well-being of your family.
  5. Safety: Safety is a top priority for families. Research the crime rates in the cities you’re considering.
  6. Family-Friendly Amenities: Consider the availability of parks, recreational activities, and cultural events that cater to families.


Raising a family in the United States doesn’t have to come with an exorbitant price tag. The top 10 cheapest cities to raise a family in the US offer a mix of affordability, quality of life, and family-friendly amenities. Each of these cities has its unique charm and advantages, but they all have in common the opportunity for families to thrive without the burden of high living costs. When choosing the right city for your family, remember to weigh the pros and cons, considering factors such as cost of living, education, job opportunities, healthcare, safety, and family-friendly amenities. With careful consideration, you can find the perfect place to call home for you and your loved ones.

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